Home Buying


Home Buying Mortgages

Home buying mortgages

Home buying mortgages have many options, they are not as ‘packaged’ as you may think. You have options which we will review with you. We’ll get you started with a home buying mortgage (or other property) pre approval so you know what you can afford to spend while you are shopping for a home or cottage.

Mortgage Pre-Approval

If you are looking for a new home, be sure you are pre-approved. With a mortgage pre-approval, a licensed mortgage professional can do a more complete verification prior to sending you shopping for a home.

Self-Employed Solutions

While many Canadians take advantage of self-employment opportunities, those who are self-employed sometimes face roadblocks when they are in the market to obtain personal financing, such as a mortgage or vehicle loan.

Fixed Rate vs Variable Rate

The decision to choose a fixed or variable rate is not always an easy one. It should depend on your tolerance for risk as well as your ability to withstand increases in mortgage payments.

Determine The Right Term

Choosing the right mortgage term for you can be challenging for even the savviest of homebuyers. By understanding mortgage terms and what they mean in dollars and sense, you can save the most money and choose the term that is right for you.

Understanding Your Credit Report

As credit has become more and more abundant in our society, your credit report, and thus your credit rating, has become more important in your daily life.

Pay Off Your Mortgage Faster

Mortgages in Canada are generally amortized between 25 and 35-year terms. While this seems a long time, it does not have to take anyone that long to pay off their mortgage.

Your Home Mortgage Resource

Home buying mortgages do not have to be long, drawn out complex processes. We will work hard building the right mortgage purchase for your circumstances. We’re not a bank, but we shop them for you, so you get the best product possible.

After all, the purchase of a home is the largest purchase most people make during their lifetime. We want to make every purchaser aware of the many mortgage options available to them prior to their purchase and closing date.

Now, more than ever, financial institutions are regularly launching new products and programs, making it easier to get into that new home sooner. Today, interest-only loans, self-employment programs, rental purchase programs, vacation property programs, and a host of other innovative financing alternatives are dotting the home purchase landscape, making homeownership a reality for more people than ever.

Whether you are first-time buyer or an experienced buyer with excellent credit, we have access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!

Find Your Perfect Mortgage Today!

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Susan Woolsey

Susan Woolsey

Mortgage Agent & Team Manager


613-232-0023 Ext. 237

Nathalie Clement

Nathalie Clement

Mortgage Agent


613-232-0023 Ext. 239