Looking for a new home?
Get pre-approved for a mortgage first.
Why get pre-approved?
With a mortgage pre-approval, a licensed mortgage professional can do a more complete verification. This way, when you are shopping for a home, you know exactly how much you can afford to spend.
We will work with you so you have a clear idea of what you can afford based on lender and insurer criteria, and what your payments on a specific mortgage will be.
We can lock in an interest rate for you for anywhere from 60–120 days while you shop for your perfect home. This way, you are guaranteed to get a mortgage for at least that rate or better. If interest rates drop, your locked-in rate will drop as well. However, if the interest rates go up, your locked-in interest rate will not, ensuring you get the best rate throughout the mortgage pre-approval process.
How to get pre-approved
In order to get pre-approved for a mortgage, we need some information from you to help us determine your buying power.
We will help you understand:
- The benefits of shorter or longer mortgage terms;
- The latest programs available;
- Which mortgage products we feel will best fit your needs;
- All of the other costs involved with purchasing a home.
Getting pre-approved for a mortgage is something every potential home buyer should do before going shopping for a new home.
A pre-approval will give you the confidence of knowing that financing is available, and it can put you in a very positive negotiation position against other home buyers who aren’t pre-approved.
Find Your Perfect Mortgage Today!
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