{"id":247238,"date":"2022-08-11T21:00:43","date_gmt":"2022-08-12T01:00:43","guid":{"rendered":"https:\/\/drummondteam.ca\/taux-fixe-ou-taux-variable\/"},"modified":"2024-12-11T14:57:47","modified_gmt":"2024-12-11T19:57:47","slug":"taux-fixe-ou-taux-variable","status":"publish","type":"page","link":"https:\/\/drummondteam.ca\/fr\/taux-fixe-ou-taux-variable\/","title":{"rendered":"Taux fixe ou taux variable?"},"content":{"rendered":"

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Taux fixe ou taux variable?<\/h1>\n

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Taux fixe ou taux variable?<\/h1>\n

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Clarification de taux fixes et taux variables<\/h2>\n

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Choisir le meilleur taux hypoth\u00e9caire pour vos besoins<\/h4>\n

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Hypoth\u00e8ques \u00e0 taux fixes<\/h5>\n

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La d\u00e9cision entre un taux fixe ou variable n\u2019est pas une d\u00e9cision facile. \u00c7a d\u00e9pend de votre tol\u00e9rance de risques ainsi que votre capacit\u00e9 de surmonter les hausses dans vos versements. <\/p>\n

Vous pouvez des fois vous attendre \u00e0 une r\u00e9compense financi\u00e8re pour choisir un taux variable, mais la magnitude pr\u00e9cise va fluctuer d\u00e9pendant de l\u2019environnement \u00e9conomique.<\/p>\n

Les hypoth\u00e8ques \u00e0 taux fixe attirent souvent les clients qui veulent de la stabilit\u00e9 dans leurs versements, ont un budget serr\u00e9, ou sont g\u00e9n\u00e9ralement plus conservatifs. Par exemple, les jeunes couples avec des grandes hypoth\u00e8ques compar\u00e9es \u00e0 leur revenu voudraient probablement choisir la tranquillit\u00e9 d\u2019esprit qui vient avec un taux fixe. <\/p>\n

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Hypoth\u00e8ques \u00e0 taux variables<\/h5>\n

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Une hypoth\u00e8que \u00e0 taux variable permet souvent \u00e0 l\u2019emprunteur de prendre avantage des taux d\u2019int\u00e9r\u00eat moins \u00e9lev\u00e9s \u2013 le taux d\u2019int\u00e9r\u00eat est calcul\u00e9 de mani\u00e8re continue au taux pr\u00e9f\u00e9rentiel du pr\u00eateur, plus ou moins un pourcentage fixe. Par exemple, si le taux pr\u00e9f\u00e9rentiel courant est 5.5%, le titulaire d\u2019une hypoth\u00e8que moins 0.5% paierait un taux d\u2019int\u00e9r\u00eat variable de 5.00%. <\/p>\n

En tant qu\u2019acheteur, la meilleure option s\u2019agit d\u2019avoir une discussion franche avec un courtier hypoth\u00e9caire, tel que nous, afin de s\u2019assurer que vous comprenez bien les risques et les r\u00e9compenses de chaque type d\u2019hypoth\u00e8que.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1″ custom_padding_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb background_color=\u00a0\u00bb#FFCD4F\u00a0\u00bb background_image=\u00a0\u00bbhttps:\/\/drummondteam.ca\/wp-content\/uploads\/2022\/08\/pexels-pixabay-259588_large_overlay80.jpg\u00a0\u00bb parallax=\u00a0\u00bbon\u00a0\u00bb parallax_method=\u00a0\u00bboff\u00a0\u00bb custom_padding=\u00a0\u00bb270px||170px||false|false\u00a0\u00bb custom_padding_tablet=\u00a0\u00bb270px||170px||false|false\u00a0\u00bb custom_padding_phone=\u00a0\u00bb160px||50px||false|false\u00a0\u00bb saved_tabs=\u00a0\u00bball\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb global_module=\u00a0\u00bb247523″ theme_builder_area=\u00a0\u00bbpost_content\u00a0\u00bb][et_pb_row _builder_version=\u00a0\u00bb4.17.6″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb width_tablet=\u00a0\u00bb\u00a0\u00bb width_phone=\u00a0\u00bb90%\u00a0\u00bb width_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb max_width_tablet=\u00a0\u00bb\u00a0\u00bb max_width_phone=\u00a0\u00bb90%\u00a0\u00bb max_width_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb theme_builder_area=\u00a0\u00bbpost_content\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4″ _builder_version=\u00a0\u00bb4.17.6″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb theme_builder_area=\u00a0\u00bbpost_content\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.27.4″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_line_height=\u00a0\u00bb1.2em\u00a0\u00bb text_orientation=\u00a0\u00bbcenter\u00a0\u00bb background_layout=\u00a0\u00bbdark\u00a0\u00bb header_2_font_size_tablet=\u00a0\u00bb\u00a0\u00bb header_2_font_size_phone=\u00a0\u00bb32px\u00a0\u00bb header_2_font_size_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb theme_builder_area=\u00a0\u00bbpost_content\u00a0\u00bb]<\/p>\n

Trouvez votre hypoth\u00e8que id\u00e9ale maintenant!<\/h2>\n

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Faire une demande de pr\u00eat hypoth\u00e9caire ne pourrait pas \u00eatre plus simple. Compl\u00e9tez notre application s\u00e9curis\u00e9e et nous seront en contact dans les plus brefs d\u00e9lais. <\/p>\n

[\/et_pb_text][dnxte_button button_text=\u00a0\u00bbPostulez maintenant\u00a0\u00bb button_link=\u00a0\u00bbhttps:\/\/velocity-client.newton.ca\/en\/client\/journey\/home?shortCode=5214zweaghvk\u00a0\u00bb button_link_new_window=\u00a0\u00bbon\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4″ _module_preset=\u00a0\u00bb817cfd6d-6894-4081-a03a-a891076458a8″ global_colors_info=\u00a0\u00bb{}\u00a0\u00bb theme_builder_area=\u00a0\u00bbpost_content\u00a0\u00bb][\/dnxte_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

Taux fixe ou taux variable?Taux fixe ou taux variable?Clarification de taux fixes et taux variablesChoisir le meilleur taux hypoth\u00e9caire pour vos besoinsHypoth\u00e8ques \u00e0 taux fixesLa d\u00e9cision entre un taux fixe ou variable n\u2019est pas une d\u00e9cision facile. \u00c7a d\u00e9pend de votre tol\u00e9rance de risques ainsi que votre capacit\u00e9 de surmonter les hausses dans vos versements. […]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-247238","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/drummondteam.ca\/fr\/wp-json\/wp\/v2\/pages\/247238","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/drummondteam.ca\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/drummondteam.ca\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/drummondteam.ca\/fr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/drummondteam.ca\/fr\/wp-json\/wp\/v2\/comments?post=247238"}],"version-history":[{"count":7,"href":"https:\/\/drummondteam.ca\/fr\/wp-json\/wp\/v2\/pages\/247238\/revisions"}],"predecessor-version":[{"id":247548,"href":"https:\/\/drummondteam.ca\/fr\/wp-json\/wp\/v2\/pages\/247238\/revisions\/247548"}],"wp:attachment":[{"href":"https:\/\/drummondteam.ca\/fr\/wp-json\/wp\/v2\/media?parent=247238"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}